What does the car really cost?

The purchase price is only half the truth. Here you see financing, tax, insurance and depreciation at a glance – all figures are estimates and no binding offer.

Purchase price

EUR

Down payment

EUR

Loan term

months

Interest rate

% p.a.

Road tax

EUR / year

Insurance

EUR / year

Depreciation

% / year

Ownership period

years

Monthly instalment

€593

for €25,000 loan over 48 months

Total interest: €3,458
Road tax (4 years): €720
Insurance (4 years): €3,600
Depreciation (4 years): €14,340
Expected residual value: €15,660

Total cost over 4 years (excl. fuel & servicing)

€22,118

≈ €461 per month – on top of the instalment or the purchase price.